The wave of tokenization is coming: The on-chain process of RWA assets is accelerating

Tokenization is rapidly moving from concept to practice, becoming a hot topic in the global financial sector. Whether it is crypto-native institutions or traditional financial giants, they are all exploring how to achieve the digitalization, on-chain transformation, and globalization of real-world assets (RWA) under compliance conditions. From government bonds and real estate to commodities and notes, the asset classes are continuously expanding, and the regulatory framework is gradually opening up experimental space. This wave of on-chain assets reflects the deep demand of the global capital markets for efficiency, transparency, and around-the-clock liquidity.

In this context, Libeara positions itself as an innovative platform aimed at institutional tokenization practitioners. Unlike many traditional financial institutions that are still in the pilot stage, Libeara has accumulated practical business experience through actual projects. At the same time, it differs from some crypto institutions that take a technology-first radical approach, placing greater emphasis on compliance, security, and institutional-level adaptability.

RWA enters an acceleration phase, three major products streamline the on-chain path for traditional assets.

The trend of RWA tokenization is accelerating its penetration into the mainstream market. Data shows that the total value of on-chain RWA assets worldwide has surpassed $25.5 billion, with a growth rate of nearly 56% since the beginning of the year, covering various asset classes such as U.S. Treasuries, real estate, private credit, commodities, and stocks. This indicates that on-chain finance is no longer limited to an experimental field for crypto-native assets, and the traditional financial market's demand for more efficient, transparent, programmable, and composable financial infrastructure is becoming increasingly strong.

Currently, the issuance and custody processes of traditional financial assets still heavily rely on centralized institutions. While they have advantages in compliance and security, they also face challenges such as complex and lengthy issuance processes, high participation thresholds, soaring costs, and serious data silos. To address these pain points, Libeara has developed high-compliance, high-efficiency on-chain issuance and management solutions through its three core product lines: Bravo, Delta, and Tango, targeting major asset categories such as bonds, funds, and securities, accelerating the on-chain process of traditional assets.

Bravo: native tokenization of government notes and bonds

Bravo is an innovative asset tokenization platform designed for national-level financial institutions, supporting the native issuance, trading, and management of government bonds and sovereign debt directly on-chain, enhancing the inclusiveness, transparency, and risk resilience of the financial system.

Traditional sovereign bonds typically have high thresholds and complex processes, only targeting institutional investors. Bravo eliminates the entry barriers of traditional markets by supporting the issuance of low-denomination bonds and on-chain wallets, promoting the democratization of debt. It allows governments to directly issue, circulate, and repay on-chain, and automatically execute through smart contracts, with the entire process being traceable and verifiable.

The Bravo native currency bond support mechanism enables native currency debt to be recorded on-chain, enhancing the government's strategic autonomy and risk resistance capabilities, while strengthening credit anchoring. At the same time, the platform offers flexible debt product design capabilities, supporting programmable debt instruments, such as inflation-linked bonds for value preservation, delayed issuance bonds designated for future activation, as well as innovative forms like lottery bonds and birthright bonds.

Moreover, Bravo implements a native on-chain holding mechanism, where assets are directly owned by investors, eliminating intermediary custody risks and single points of failure, while ensuring data transparency and verifiability, greatly enhancing system resilience.

Delta: Tokenization services for regulated fund managers

Delta allows regulated fund managers to issue and manage on-chain fund shares, supporting the tokenization of fund shares in any denomination, significantly lowering investment barriers. Through the tokenization mechanism, these fund shares can be freely transferred among compliant investors, effectively breaking the liquidity bottleneck in traditional fund investments.

The platform supports multi-asset classes and fund management across jurisdictions, meeting the diverse investment portfolio needs. Investors can conveniently complete subscription, redemption, and transfer operations of fund shares, greatly enhancing user experience and operational efficiency.

Delta will officially launch an institutional-grade application and platform developed for licensed fund managers in Singapore through Libeara, featuring institutional-grade security and compliance. It meets the different needs of crypto-native investors and traditional investors by bridging traditional finance and decentralized finance.

Tango: Universal Security Token Issuance Platform

Tango is a universal security token issuance platform that supports multiple asset classes, enabling the tokenization of various real-world assets such as securities, commodities, and media. The platform supports multiple blockchain networks, ensuring technical compatibility and flexibility to adapt to different market demands.

At the same time, Tango integrates KYC and AML features, as well as bank-level technology, internal control systems, risk management, and compliance standards, ensuring that the issuance and circulation of all tokenization projects comply with regulatory and legal standards.

Entering the practical phase, tokenization business has been established for many years.

Compared to many RWA participants who are still in the exploration and experimentation stage, Libeara is pushing for tokenization to move from concept to practical implementation. By flexibly adapting to the regulatory and market demands of different countries and institutions, Libeara has been practically tested and optimized in national projects in Singapore, Hong Kong, Ghana, and the Philippines, involving various asset scenarios such as public offerings, private placements, sovereign debt, and central bank digital currencies, providing a replicable and verifiable technical paradigm for the global market.

For example, the ULTRA Fund is a tokenized U.S. short-term Treasury bond fund launched by Libeara in collaboration with multiple parties, and it is one of the highest-rated tokenized U.S. Treasury bond funds in the world, receiving high ratings from several institutions. Recently, multiple platforms have announced partnerships with Libeara to expand access to the ULTRA Fund.

Libeara has also partnered with leading domestic public offering institutions to successfully launch a retail tokenization fund - the Huaxia Hong Kong Dollar Digital Currency Fund. This fund is the first tokenized fund approved by the Hong Kong Securities and Futures Commission for public investors, enabling tokenization through Libeara and providing investors with innovative investment tools.

As early as 2023, Libeara was shortlisted for the final of the Ghana Central Bank CBDC Hackathon, building a prototype system that supports the subscription of Ghana government bonds and notes for CBDC, achieving the on-chain tokenization issuance and settlement of Ghana government bonds. This project not only validated the technical feasibility but also provided a viable path for financial digitization in emerging markets.

In addition, Libeara's tokenization technology has also been incorporated into several national-level financial infrastructure construction projects. For example, Libeara participated in the Hong Kong Monetary Authority's Project Ensemble, which is a wholesale central bank digital currency project aimed at promoting the development of the tokenization market in Hong Kong. Libeara collaborated with multiple parties to conduct proof-of-concept testing, providing practical case support for the wCBDC infrastructure of the Hong Kong Monetary Authority.

Libeara has also partnered with a certain bank in the Philippines to complete the country's first tokenization retail bond project, issuing an initial offering of retail bonds valued at 9 billion Philippine pesos on-chain. In addition, Libeara participated in the green finance project jointly launched by the Hong Kong Monetary Authority and the Bank for International Settlements Innovation Hub, exploring the application of blockchain technology in the tokenization of green bonds.

The core team has extensive financial experience and is committed to creating the RWA "super secure car".

The name Libeara is derived from the combination of "Liberty" and "Aerarium". As a fintech company established by an innovative incubation platform under a certain bank, Libeara was founded in January 2023 and is headquartered in Singapore. It is committed to utilizing blockchain technology to promote the tokenization of government bonds and funds, breaking the friction and barriers of traditional capital markets, and opening up investment channels that were previously difficult to access.

The core team of Libeara brings together top experts from traditional finance, blockchain technology, and regulatory compliance. The founder and CEO has over 20 years of rich experience in capital markets, having designed and executed bond financing plans worth more than $180 billion for sovereign nations, corporations, and financial institutions, with deep insights into the inefficiencies and pain points of traditional financial markets. This experience serves as the foundation for the establishment of Libeara, enabling it to find a balance between technological innovation and financial security.

The founder stated that tokenization not only simplifies inefficient processes but also redefines the interaction between investors and assets. Through blockchain technology, Libeara has enhanced the transferability of these investments, allowing assets to flow peer-to-peer among investors, significantly increasing flexibility. This has also given rise to more new use cases, such as improving liquidity and expanding the participation of investors.

He emphasized that not all tokenization projects are equally secure. Many past projects simply placed the digital representation of assets on-chain without considering basic investor protection measures. Libeara's goal is to create a "super safe car" that can safely drive on the digital highway of modern finance.

The target audience of Libeara's services is a new type of investor, namely those who hold crypto wealth but wish to participate in traditional capital market investments. The founder pointed out that the widespread application of blockchain in traditional finance faces cognitive barriers, as many people still equate blockchain with the volatile cryptocurrency and unregulated markets. Changing this perception requires not only advanced technology but also a strong compliance framework.

He envisions that the power of wealth allocation will shift from large financial institutions to individuals. Tokenization will play a key role, preserving the stability and structure of traditional finance while meeting contemporary investors' demands for flexibility and autonomy.