The market is a little expensive now fundamentally.
If earnings hold up and interest rates trend down, we will most likely be ok.
If something cracks, whether that be inflation to the upside, earnings to the downside, labor market, economy, ect… Expect downside correction.
I have said it a million times but I will do it again.
I am prepared to capitalize on upside and downside.
My portfolio is 100% long/bullish the market.
But when it comes to leveraged options exposure, I have that low ish now.
ALWAYS KEEP YOUR RATIOS IN CHECK
ESPECIALLY IN THE LOFTY ENVIRONMENT WE ARE IN NOW.

I mean this when I say it.
Everyone is a genius in a bull market.
We have been RIPPING the last few year.
Yes, everyone loves to see the green.
IPOs are all over the place now.
(they do this when the market is euphoric to raise more capital)
There are ppl that can't even explain what they are buying that are making money hand over fist.
But one day, their day will come.
They will over leverage into a lofty market on a lofty stock, and they will get smoked.
Be careful out there guys.
You only gotta get rich once.
Do not blow up your account on the way there.

Just sent out my Sunday newsletter.
I cover what happened this past week in the market and what is coming this week!
Check it out for FREE here👇

Money is not everything, but geese, it sure makes a lot of things easier in life.
Make it happen.
Life is short.

"I'll invest when I have more money"
False.
If you don't invest $100 when you have $1k
You won't invest $1k when you have $10k
And you won't invest $10k when you have $100k.
Money isn't the problem.
Your bad habits are the problem.

Buy a rental
“What if the renters don’t pay rent, or the roof collapse in the middle of the night and kills everyone
Invest in stocks
“What If the company goes bankrupt”
Start a business
“What if I can’t get customers”
Look, some people aren’t meant to build wealth...
Please don't be one of them

If you aren’t getting smarter, your getting dumber.
Do something productive this weekend to make yourself a better investor.

You only gotta get rich once.

If you think investing is hard...
Try explaining to your future self why you are still slaving away at the 9-5 with a bad back, bad knees, and a net worth that has yet to free you...

Mature Investor On Drops:
5% : Volatility
10% : Healthy correction
20% : Market a little cheap
35% : Compelling deals
50% : This is MAJOR opportunity
Amateur Investor On Drops:
5% : Market crash
10% : This is the crash
20% : I should not have entered
35% : I thought stocks only go up
50% : Stock market is a scam

You become a morning person when you realize you can get all your work done before other people even wake up.

The truth about wealth:
If you can’t control your spending at $50k a year, you won’t control it at $500k either.
Discipline scales.
Bad habits do too.
Get the basics right, then aim for the big bucks.

Friendly reminder that if you died today, your 9-5 would replace you within a week
Invest.
Be your own job security.

Don’t spend your money
Spend the money your money makes

It’s not the options contract that burns people.
It’s their horrible logic...
You can sell puts.
You can buy calls.
You can do iron condors.
You can do any strategy.
But if you’re wrong about stock either going up, down, or staying flat… NONE of it matters.
Options are just leverage.
Leverage to capture an expected move.
If you can’t value a company and understand how to spot highly compelling set ups, why are you making a leveraged bet on it?
You probably shouldn't...

Nobody says a thing when you:
- Eat your way into obesity
- Drink 8 beers every Sunday
- Watch Netflix 20 hours a week
But when you learn how to invest and do options, they tell you:
- That is risky
- The taxes are complicated
- The stock market is only for the rich
Why?

THE MARKET IS A TRANSFER OF WEALTH FROM THE IMPATIENT TO THE PATIENT:
Every panic seller on a dip gives their shares to someone willing to hold through the storm and buy at the discount.
Please, don't make this mistake...

TAXES CAN EAT 20–40% OF YOUR RETURNS IF YOU IGNORE THEM
Example: $100k capital gain in a high bracket = ~$20k–$37k gone to the IRS.
Use tax advantaged accounts (Roth, HSA, 401k).
Harvest losses in taxable accounts.
Asset location matters as much as asset selection.